The Academy is a division of Above and Beyond Tech, born from the need to assist Financial Institutions in designing and executing a successful Digital Transformation Strategy. Our top- level expertise allows us to effectively bring together a comprehensive learning program with the best available technological solution in the market, 4wrd.

The new emerging financial landscape brings new challenges and opportunities for Financial Institutions. The Academy provides the necessary foundations to redefine business models, design a successful strategy, incorporate the newest digital technologies and create exponential revenue streams.

Through The Academy, we provide a holistic approach to support Financial Institutions define and embark on a digital transformation journey, adapting, anticipating and responding to future changes.


An online simulation game that encourages players to apply strategic thinking, discuss organizational dilemmas and test investment decisions, while sparking the joy of exploring new possibilities. Players will be presented with decisions impacting the 5 domains of above & beyond's Digital Transformation Model, as well as real-life constrains (short and long-term impact, budget and capacity). Debriefing sessions with experts follow each round, enabling insights, discussion and propelling the generation of ideas.



A 3-4 day program for financial institutions’ executives, providing a deep immersion into digital transformation fundamentals.  Discover the current and future trends in innovation, the fast-evolving people management practices, disruptive business models, new technological tools as well as a progressive approach to client engagement.This program leverages facilitated brainstorming sessions, insightful presentations, stimulating discussions and collaborative work. The final goal is to provide participants with the necessary foundations to rediscover business models and design a successful digital transformation strategy.


We offer fintechs the opportunity to integrate, work and scale with Financial Institutions (FIs) from around the world. We connect fintechs to our global platform “4wrd” which, through master APIs, gives access to FIs with a single connection.

What FinTechs We're Looking For

Our interconnected ecosystem is structured for FinTechs that are looking to create exponential revenue streams and are prepared to show the world what their solutions can solve. We look for FinTechs that are prepared to enter an exponential  growth stage, have the ability to adapt, and look forward to be exposed within a global interconnected ecosystem through our different initiatives.We offer unparalleled access to different players of the ecosystem, so FinTechs should be aware that they are very likely to work with different strategic partners we have in Asia, Latin America, Africa, and much more.

What to Expect

By working with us, FinTechs will have the opportunity to be part of a robust ecosystem and show their solutions in global programs with partners like the Inter-American Development Bank, Dutch Development Bank, the Monetary Authority of Singapore, and more. The ecosystem allows innovative FinTech solutions to be strategically exposed for potential business opportunities with the right audience of potential customers, clients, and investors. We provide a simple, structured, and effective integration process through our platform with the opportunity to test solutions in a safe “ tech sandbox”. This will allows FinTechs to be connected with multiple financial institutions with after one simple connection. The process does not only include integration. Through the programs, we provide a complete acceleration process to participants and get them mentors, showcase opportunities and more.

How to Join

If you are a FinTech, registering with 4wrd Community is the first step in your integration with 4wrd. Your company and solutions will be strategically exposed to  business opportunities with potential customers, clients, and investors.

Register as a FinTech


The Digital Transformation Lab is a 12-week program designed to enable the transformation of Financial Institutions into digital businesses.  It’s a journey where FIs will find the right path to redefine their strategy, incorporate the newest digital technologies in the FinTech space, and create exponential revenue streams. 

For the program to deliver tangible outcomes, we have designed a collaborative model in a dynamic environment that enhances a “design thinking” approach. In order to determine the most appropriate Digital Transformation Strategy, the organization’s digital maturity level will be measured by the Digital Transformation Readiness Index, providing current information on each of our key foundation blocks.  All instruction will be led by Subject Matter Experts, providing participants with repertoires of information and real-world experience.


A program that matches Executives in Financial Institutions to top-tier young professionals from the world's leading graduate schools for a 2-6 month engagement. During several meetings, Mentors and Mentees will discuss digital challenges and opportunities: executing a business development initiative, applying new technologies, exploring new perspectives, and finding opportunities to modernize their business.